Retirement plan

AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES

Name: AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES - AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES (2019) Form 5500
Creator: AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES, AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES

AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIESEIN 38-1713340Plan #001PY 2019

7526 SUNSET TRL NE - MANCELONA, MI 496599555231-587-8686

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$587K

+22.5% from 2018

Total participants

-9.1% from 2018

Average account balance

$29,357

+34.7% from 2018

Annual return

16.22%

+18.54 pp from 2018

Benchmarks

See 6,053 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort6,053 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$780K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

400.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$21K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$536

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$16K

$1634 / participant

Other / not subdivided$16K100.0%

% of EOY assets

2.783%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,357

$77,419-62.1%

$69,461-57.7%

$152,885-80.8%

Participation rate

100.0%

78.1%+21.9pp

74.6%+25.4pp

82.5%+17.5pp

Annual return

16.22%

39.07%-22.8pp

28.97%-12.7pp

345.39%-329.2pp

Employer contribution / active EE

$2,169

$3,315-34.6%

$2,779-22.0%

$4,763-54.5%

Participant deferral / active EE

$2,458

$4,414-44.3%

$3,536-30.5%

$5,851-58.0%

Admin fee / account holder

$817

$6,207-86.8%

$3,840-78.7%

$11,598-93.0%

AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AU SABLE INSTITUTE OF ENVIRONMENTAL STUDIES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion