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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,200 | $166,268+22.8% | $165,100+23.7% | $145,897+40.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 17.16% | 100.52%-83.4pp | 70.21%-53.1pp | 552.29%-535.1pp |
| Employer contribution / active EE | $5,061 | $5,284-4.2% | $4,348+16.4% | $4,663+8.5% |
| Participant deferral / active EE | $10,870 | $6,964+56.1% | $6,035+80.1% | $6,689+62.5% |
| Admin fee / account holder | $4,310 | $16,659-74.1% | $12,696-66.0% | $13,390-67.8% |