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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,147 | $99,032-64.5% | $80,022-56.1% | $135,382-74.0% |
| Participation rate | 72.7% | 78.4%-5.6pp | 75.8%-3.1pp | 82.6%-9.9pp |
| Annual return | -7.27% | 15.39%-22.7pp | 11.22%-18.5pp | 519.77%-527.0pp |
| Employer contribution / active EE | $247 | $3,043-91.9% | $2,468-90.0% | $4,779-94.8% |
| Participant deferral / active EE | $2,473 | $4,282-42.3% | $3,686-32.9% | $5,609-55.9% |
| Admin fee / account holder | $453 | $10,436-95.7% | $6,521-93.1% | $10,829-95.8% |