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| Provider | Service type | Compensation |
|---|---|---|
GREGORY J SCHWARTZ & COMPANY INC7+ years Filed as: GREGORY J. SCHWARTZ & CO., INC. Service code 15 · EIN 38-2117812 | Recordkeeping | $57,187 |
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $45,125 |
ADP BROKER-DEALER7+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,855 | $79,438+32.0% | $106,554-1.6% | $79,389+32.1% |
| Participation rate | 91.5% | 74.2%+17.4pp | 76.1%+15.4pp | 70.7%+20.8pp |
| Annual return | 13.43% | 18.27%-4.8pp | 26.80%-13.4pp | 116.89%-103.5pp |
| Employer contribution / active EE | $3,817 | $2,235+70.8% | $2,819+35.4% | $2,428+57.2% |
| Participant deferral / active EE | $3,394 | $3,824-11.3% | $4,398-22.8% | $4,046-16.1% |
| Admin fee / account holder | $312 | $523-40.4% | $7,408-95.8% | $626-50.2% |