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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,012 | $100,811-34.5% | $86,698-23.9% | $134,545-50.9% |
| Participation rate | 94.1% | 79.0%+15.2pp | 76.6%+17.5pp | 81.2%+12.9pp |
| Annual return | -17.54% | 29.11%-46.7pp | 35.96%-53.5pp | 418.37%-435.9pp |
| Employer contribution / active EE | $534 | $3,490-84.7% | $2,837-81.2% | $4,742-88.7% |
| Participant deferral / active EE | $4,138 | $5,339-22.5% | $4,656-11.1% | $6,401-35.4% |
| Admin fee / account holder | $14,878 | $10,926+36.2% | $7,492+98.6% | $11,431+30.2% |