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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,913 | $81,208+23.0% | $98,916+1.0% | $79,858+25.1% |
| Participation rate | 74.3% | 72.5%+1.8pp | 76.0%-1.7pp | 69.6%+4.7pp |
| Annual return | 14.02% | 60.99%-47.0pp | 196.45%-182.4pp | 31.72%-17.7pp |
| Employer contribution / active EE | $341 | $1,960-82.6% | $2,689-87.3% | $2,471-86.2% |
| Participant deferral / active EE | $3,065 | $3,265-6.1% | $4,245-27.8% | $3,740-18.1% |
| Admin fee / account holder | $843 | $6,013-86.0% | $6,642-87.3% | $5,306-84.1% |