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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,468 | $78,705-79.1% | $117,857-86.0% | $70,131-76.5% |
| Participation rate | 93.5% | 73.2%+20.4pp | 79.7%+13.9pp | 69.5%+24.0pp |
| Annual return | 14.04% | 23.30%-9.3pp | 335.09%-321.0pp | 73.14%-59.1pp |
| Employer contribution / active EE | $589 | $2,223-73.5% | $3,786-84.4% | $2,342-74.8% |
| Participant deferral / active EE | $2,310 | $3,297-30.0% | $4,482-48.5% | $3,332-30.7% |
| Admin fee / account holder | $612 | $5,065-87.9% | $8,020-92.4% | $4,645-86.8% |