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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,054 | $110,240+74.2% | $96,544+98.9% | $139,487+37.7% |
| Participation rate | 87.5% | 78.1%+9.4pp | 76.0%+11.5pp | 80.3%+7.2pp |
| Annual return | 20.20% | 26.41%-6.2pp | 25.88%-5.7pp | 373.84%-353.6pp |
| Employer contribution / active EE | $12,356 | $3,622+241.1% | $2,966+316.5% | $4,755+159.9% |
| Participant deferral / active EE | $8,966 | $5,549+61.6% | $4,851+84.8% | $6,713+33.6% |
| Admin fee / account holder | $9,343 | $11,602-19.5% | $8,254+13.2% | $11,407-18.1% |