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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,659 | $103,393+7.0% | $87,103+27.0% | $152,909-27.6% |
| Participation rate | 91.7% | 79.4%+12.3pp | 76.9%+14.8pp | 82.5%+9.2pp |
| Annual return | 28.44% | 28.10%+0.3pp | 28.19%+0.2pp | 345.46%-317.0pp |
| Employer contribution / active EE | $12,905 | $3,221+300.6% | $2,521+411.8% | $4,764+170.9% |
| Participant deferral / active EE | $7,999 | $4,778+67.4% | $4,049+97.6% | $5,851+36.7% |
| Admin fee / account holder | $1,163 | $12,195-90.5% | $7,491-84.5% | $11,601-90.0% |