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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,230 | $72,177+34.7% | $115,038-15.5% | $59,633+63.0% |
| Participation rate | 69.8% | 72.6%-2.7pp | 81.4%-11.5pp | 68.7%+1.2pp |
| Annual return | 2.29% | 12.02%-9.7pp | 26.14%-23.9pp | 2041.45%-2039.2pp |
| Employer contribution / active EE | $655 | $2,841-76.9% | $4,608-85.8% | $2,203-70.3% |
| Participant deferral / active EE | $2,934 | $4,783-38.7% | $6,026-51.3% | $3,192-8.1% |
| Admin fee / account holder | $9,922 | $4,927+101.4% | $8,175+21.4% | $4,297+130.9% |