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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,127 | $86,940+32.4% | $102,434+12.4% | $80,935+42.2% |
| Participation rate | 96.0% | 72.4%+23.6pp | 76.5%+19.5pp | 67.7%+28.3pp |
| Annual return | 12.02% | 18.89%-6.9pp | 29.46%-17.4pp | 35.66%-23.6pp |
| Employer contribution / active EE | $4,400 | $2,370+85.7% | $3,023+45.5% | $2,757+59.6% |
| Participant deferral / active EE | $5,595 | $4,121+35.8% | $5,055+10.7% | $4,299+30.1% |
| Admin fee / account holder | $4,422 | $8,047-45.0% | $9,462-53.3% | $6,924-36.1% |