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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,843 | $80,983+28.2% | $96,544+7.6% | $75,177+38.1% |
| Participation rate | 95.9% | 71.8%+24.1pp | 76.0%+19.9pp | 67.2%+28.7pp |
| Annual return | -7.95% | 27.05%-35.0pp | 25.88%-33.8pp | 160.75%-168.7pp |
| Employer contribution / active EE | $4,054 | $2,282+77.6% | $2,966+36.7% | $2,671+51.8% |
| Participant deferral / active EE | $5,181 | $3,929+31.9% | $4,851+6.8% | $4,126+25.6% |
| Admin fee / account holder | $12,875 | $6,717+91.7% | $8,254+56.0% | $5,651+127.8% |