See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $31,536 |
LPL FINANCIAL4 years Service code 27 PO BOX 502533, 7113-9388 · SAN DIEGO, CA 921502533 | Advisory (Plan) | $24,566 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,814 | $42,353+36.5% | $79,550-27.3% | $64,808-10.8% |
| Participation rate | 28.3% | 64.8%-36.5pp | 69.5%-41.2pp | 71.5%-43.2pp |
| Annual return | -16.79% | -12.24%-4.6pp | 0.16%-17.0pp | 32.82%-49.6pp |
| Employer contribution / active EE | $399 | $1,181-66.2% | $2,413-83.5% | $2,506-84.1% |
| Participant deferral / active EE | $1,112 | $3,170-64.9% | $3,985-72.1% | $4,310-74.2% |
| Admin fee / account holder | $456 | $160+185.8% | $6,832-93.3% | $188+142.9% |