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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,524 | $110,410+181.2% | $102,437+203.1% | $145,897+112.8% |
| Participation rate | 89.5% | 77.9%+11.5pp | 74.5%+15.0pp | 80.3%+9.2pp |
| Annual return | 18.25% | 24.85%-6.6pp | 24.95%-6.7pp | 552.29%-534.0pp |
| Employer contribution / active EE | $8,916 | $4,217+111.4% | $3,871+130.3% | $4,663+91.2% |
| Participant deferral / active EE | $4,460 | $5,622-20.7% | $5,060-11.9% | $6,689-33.3% |
| Admin fee / account holder | $11,655 | $9,745+19.6% | $8,388+38.9% | $13,390-13.0% |