Retirement plan

THE HERBERT H AND GRACE A DOW FOUNDATION RETIREMENT SAVINGS PLAN

Name: THE HERBERT H AND GRACE A DOW FOUNDATION - THE HERBERT H AND GRACE A DOW FOUNDATION RETIREMENT SAVINGS PLAN (2020) Form 5500
Creator: THE HERBERT H AND GRACE A DOW FOUNDATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE HERBERT H AND GRACE A DOW FOUNDATION RETIREMENT SAVINGS PLAN, THE HERBERT H AND GRACE A DOW FOUNDATION

THE HERBERT H AND GRACE A DOW FOUNDATIONEIN 38-1437485Plan #001PY 2020

1018 WEST MAIN STREET - MIDLAND, MI 48640989-631-3699hhdowfdn.orgLinkedIn11-50 employeesphilanthropy

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$5.6M

+23.1% from 2019

Total participants

-22.9% from 2019

Average account balance

$107,720

+23.1% from 2019

Annual return

15.67%

-12.04 pp from 2019

Benchmarks

See 2,664 peers

Peer group

Industry71 - Arts, Entertainment, and Recreation

Plan typeDefined contribution

Participants25-99

Cohort2,664 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$128K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

148.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$443K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.34%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$885

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$44K

$1025 / participant

Other / not subdivided$44K100.0%

% of EOY assets

0.787%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$107,720

$53,777+100.3%

$134,155-19.7%

$79,858+34.9%

Participation rate

95.3%

58.8%+36.6pp

72.2%+23.2pp

69.6%+25.7pp

Annual return

15.67%

19.01%-3.3pp

36.34%-20.7pp

31.72%-16.0pp

Employer contribution / active EE

$4,136

$1,321+213.0%

$3,705+11.6%

$2,471+67.4%

Participant deferral / active EE

$4,205

$2,420+73.8%

$3,500+20.2%

$3,740+12.4%

Admin fee / account holder

$848

$3,984-78.7%

$6,685-87.3%

$5,306-84.0%

THE HERBERT H AND GRACE A DOW FOUNDATION RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE HERBERT H AND GRACE A DOW FOUNDATION RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion