See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $19,398 |
Service code 27 · EIN 81-0635433 | Advisory (Plan) | $9,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,824 | $49,451+146.4% | $79,550+53.1% | $66,914+82.1% |
| Participation rate | 44.4% | 61.3%-16.9pp | 69.5%-25.0pp | 69.8%-25.4pp |
| Annual return | -14.29% | 84.25%-98.5pp | 0.16%-14.5pp | 1.58%-15.9pp |
| Employer contribution / active EE | $817 | $1,266-35.4% | $2,413-66.1% | $2,544-67.9% |
| Participant deferral / active EE | $5,077 | $3,159+60.7% | $3,985+27.4% | $4,237+19.8% |
| Admin fee / account holder | $335 | $595-43.7% | $6,832-95.1% | $593-43.6% |