See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INS COMPANY Service code 15 · EIN 01-0233346 | Recordkeeping | $900 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,607 | $78,485-11.3% | $106,213-34.5% | $74,495-6.6% |
| Participation rate | 57.1% | 72.8%-15.7pp | 75.3%-18.1pp | 67.2%-10.1pp |
| Annual return | 12.27% | 15.95%-3.7pp | 116.14%-103.9pp | 1364.94%-1352.7pp |
| Employer contribution / active EE | $565 | $2,523-77.6% | $3,171-82.2% | $2,623-78.5% |
| Participant deferral / active EE | $3,293 | $4,322-23.8% | $5,016-34.4% | $4,346-24.2% |
| Admin fee / account holder | $461 | $2,232-79.3% | $11,033-95.8% | $1,942-76.2% |