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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,278 | $110,212+56.3% | $96,534+78.5% | $139,466+23.5% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 12.05% | 26.42%-14.4pp | 25.88%-13.8pp | 373.66%-361.6pp |
| Employer contribution / active EE | $0 | $3,620-100.0% | $2,965-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,084 | $5,547+9.7% | $4,851+25.4% | $6,712-9.4% |
| Admin fee / account holder | $1,223 | $11,599-89.5% | $8,253-85.2% | $11,409-89.3% |