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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,773 | $72,492+30.7% | $87,102+8.8% | $72,983+29.9% |
| Participation rate | 97.2% | 72.8%+24.4pp | 76.9%+20.4pp | 69.5%+27.7pp |
| Annual return | 16.52% | 24.46%-7.9pp | 28.19%-11.7pp | 81.01%-64.5pp |
| Employer contribution / active EE | $1,339 | $1,894-29.3% | $2,521-46.9% | $2,440-45.1% |
| Participant deferral / active EE | $4,204 | $3,270+28.6% | $4,048+3.8% | $3,608+16.5% |
| Admin fee / account holder | $6,255 | $5,055+23.8% | $7,491-16.5% | $5,124+22.1% |