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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,774 | $60,349+25.6% | $74,184+2.1% | $62,881+20.5% |
| Participation rate | 68.8% | 72.7%-4.0pp | 76.6%-7.9pp | 69.3%-0.6pp |
| Annual return | 8.11% | 21.38%-13.3pp | 17.74%-9.6pp | 20.14%-12.0pp |
| Employer contribution / active EE | $556 | $1,680-66.9% | $2,370-76.5% | $2,281-75.6% |
| Participant deferral / active EE | $3,088 | $2,856+8.1% | $3,550-13.0% | $3,203-3.6% |
| Admin fee / account holder | $1,135 | $4,261-73.4% | $5,586-79.7% | $4,296-73.6% |