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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,171 | $50,637-36.5% | $86,581-62.8% | $62,293-48.4% |
| Participation rate | 50.3% | 67.9%-17.6pp | 73.5%-23.2pp | 69.5%-19.2pp |
| Annual return | 15.11% | 20.80%-5.7pp | 965.06%-949.9pp | 28.90%-13.8pp |
| Employer contribution / active EE | $638 | $2,075-69.3% | $2,840-77.5% | $2,042-68.8% |
| Participant deferral / active EE | $985 | $2,611-62.3% | $3,609-72.7% | $3,169-68.9% |
| Admin fee / account holder | $14,276 | $413+3354.1% | $4,904+191.1% | $479+2878.2% |