Retirement plan

THE AUTO CLUB GROUP CASH VALUE PENSION PLAN

Name: AUTO CLUB INSURANCE ASSOCIATION - THE AUTO CLUB GROUP CASH VALUE PENSION PLAN (2017) Form 5500
Creator: AUTO CLUB INSURANCE ASSOCIATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE AUTO CLUB GROUP CASH VALUE PENSION PLAN, AUTO CLUB INSURANCE ASSOCIATION

AUTO CLUB INSURANCE ASSOCIATIONEIN 38-0477270Plan #333PY 2017

1 AUTO CLUB DRIVE - DEARBORN, MI 48126313-336-6198LinkedIn5001-10000 employeesinsurance

Prospect flagsHigh retiree %

Top hat statement on fileNQDC

Filed April 28, 1997

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$764.8M

-7.1% from 2016

Total participants

6,364

+2.6% from 2016

Average account balance

No prior year

Annual return

12.09%

-11.31 pp from 2016

Benchmarks

See 171 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined benefit

Participants1,000-4,999

Cohort171 peers

Snapshot2017

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Analytics

Total assets (EOY)

Plan-year ending balance

$493.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$142K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,419

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.90%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 16 by compensation

Provider	Service type	Compensation
HEWITT ASSOCIATES LLC1 year Filed as: HEWITT ASSOCIATES Service code 11 · EIN 36-2235791	Actuarial	$323,210
FISHER INVESTMENTS1 year Service code 28 · EIN 20-2480800	Investment Management	$296,396
MONDRIAN INVESTMENT GROUP1 year Filed as: MONDRIAN INVESTMENT GROUP(US) INC Service code 28 · EIN 36-7205063	Investment Management	$238,795
NEPC, LLC1 year Service code 17 · EIN 26-1429809	Pension Consulting	$221,000
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO Service code 21 · EIN 94-1347393	Bank Trustee	$214,847
NISA INVESTMENT ADVISORS, LLC1 year Service code 27 · EIN 48-1140940	Advisory (Plan)	$174,110
LOOMIS SAYLES1 year Filed as: LOOMIS SAYLES & COMPANY LP Service code 51 · EIN 20-8080381	Investment Mgmt Fees	$149,021
BAIRD FUNDS1 year Filed as: ROBERT W. BAIRD AND COMPANY Service code 52 · EIN 39-6037917	Indirect Investment Fees	$147,911
C.S. MCKEE, L.P.1 year Filed as: CS MCKEE LP Service code 28 · EIN 25-1900687	Investment Management	$123,006
AVIVA INVESTORS AMERICAS LLC1 year Service code 28 · EIN 61-1691139	Investment Management	$105,960

Enrolled actuary

1 attachment

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Plan features & details

Pension benefit codes1A1C1E3H

Plan features

1A
Benefits are primarily pay related
Benefits under the plan are primarily determined with reference to a participant's pay (e.g. final-average-pay formula).
1C
Cash balance or similar plan
A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
1E
Section 401(h) arrangement
Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$4.2M

$1696 / participant

Other / not subdivided$4M100.0%

% of EOY assets

0.545%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GEORGE JOHNSON & COMPANY
Auditor EIN: 382029668
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$411,917-100.0%

Participation rate

0.0%

0.0%0pp

16.2%-16.2pp

0.0%0pp

Annual return

12.09%

12.92%-0.8pp

10.36%+1.7pp

17.84%-5.8pp

Employer contribution / active EE

$22,773

$14,070+61.9%

$37,738-39.7%

$14,688+55.0%

Participant deferral / active EE

$21-100.0%

$137-100.0%

$770-100.0%

Admin fee / account holder

$15,661-100.0%

Provider

Service type

Compensation

HEWITT ASSOCIATES LLC1 year

Filed as: HEWITT ASSOCIATES

Service code 11 · EIN 36-2235791

Actuarial

$323,210

FISHER INVESTMENTS1 year

Service code 28 · EIN 20-2480800

Investment Management

$296,396

MONDRIAN INVESTMENT GROUP1 year

Filed as: MONDRIAN INVESTMENT GROUP(US) INC

Service code 28 · EIN 36-7205063

Investment Management

$238,795

NEPC, LLC1 year

Service code 17 · EIN 26-1429809

Pension Consulting

$221,000

WELLS FARGO BANK, N.A.1 year

Filed as: WELLS FARGO

Service code 21 · EIN 94-1347393

Bank Trustee

$214,847

NISA INVESTMENT ADVISORS, LLC1 year

Service code 27 · EIN 48-1140940

Advisory (Plan)

$174,110

LOOMIS SAYLES1 year

Filed as: LOOMIS SAYLES & COMPANY LP

Service code 51 · EIN 20-8080381

Investment Mgmt Fees

$149,021

BAIRD FUNDS1 year

Filed as: ROBERT W. BAIRD AND COMPANY

Service code 52 · EIN 39-6037917

Indirect Investment Fees

$147,911

C.S. MCKEE, L.P.1 year

Filed as: CS MCKEE LP

Service code 28 · EIN 25-1900687

Investment Management

$123,006

AVIVA INVESTORS AMERICAS LLC1 year

Service code 28 · EIN 61-1691139

Investment Management

$105,960

THE AUTO CLUB GROUP CASH VALUE PENSION PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE AUTO CLUB GROUP CASH VALUE PENSION PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Enrolled actuary

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion