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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,932 | $57,305+175.6% | $86,640+82.3% | $75,173+110.1% |
| Participation rate | 76.7% | 63.2%+13.5pp | 71.7%+5.0pp | 67.2%+9.5pp |
| Annual return | 17.51% | 2674.24%-2656.7pp | 592.52%-575.0pp | 160.72%-143.2pp |
| Employer contribution / active EE | $1,495 | $2,316-35.5% | $3,024-50.6% | $2,671-44.0% |
| Participant deferral / active EE | $4,798 | $3,320+44.5% | $4,438+8.1% | $4,126+16.3% |
| Admin fee / account holder | $3,031 | $4,116-26.4% | $5,616-46.0% | $5,651-46.4% |