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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,279 | $90,617+57.0% | $79,476+79.0% | $135,382+5.1% |
| Participation rate | 100.0% | 76.1%+23.9pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -6.02% | 977.57%-983.6pp | 718.21%-724.2pp | 519.77%-525.8pp |
| Employer contribution / active EE | $1,633 | $3,068-46.8% | $2,800-41.7% | $4,779-65.8% |
| Participant deferral / active EE | $3,331 | $4,050-17.8% | $3,704-10.1% | $5,609-40.6% |
| Admin fee / account holder | $5,283 | $5,907-10.6% | $5,113+3.3% | $10,829-51.2% |