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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,214 | $108,897-92.5% | $100,378-91.8% | $145,877-94.4% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 703.90% | 58.17%+645.7pp | 49.41%+654.5pp | 551.28%+152.6pp |
| Employer contribution / active EE | $1,830 | $4,420-58.6% | $3,942-53.6% | $4,663-60.7% |
| Participant deferral / active EE | $4,117 | $8,455-51.3% | $8,087-49.1% | $6,691-38.5% |
| Admin fee / account holder | $4,837 | $9,690-50.1% | $7,899-38.8% | $13,402-63.9% |