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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,118 | $106,974-85.9% | $90,796-83.3% | $138,895-89.1% |
| Participation rate | 61.5% | 74.9%-13.3pp | 69.5%-7.9pp | 79.9%-18.4pp |
| Annual return | 21.13% | 20.10%+1.0pp | 19.29%+1.8pp | 145.39%-124.3pp |
| Employer contribution / active EE | $0 | $2,609-100.0% | $2,294-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $5,828 | $4,455+30.8% | $3,822+52.5% | $6,396-8.9% |
| Admin fee / account holder | $63 | $8,626-99.3% | $7,024-99.1% | $12,562-99.5% |