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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,304 | $43,496-46.4% | $161,489-85.6% | $64,340-63.8% |
| Participation rate | 76.0% | 53.5%+22.5pp | 78.7%-2.7pp | 55.2%+20.8pp |
| Annual return | 23.04% | 20.76%+2.3pp | 89.72%-66.7pp | 24.14%-1.1pp |
| Employer contribution / active EE | $1,428 | $1,431-0.2% | $4,268-66.5% | $1,862-23.3% |
| Participant deferral / active EE | $2,903 | $1,996+45.5% | $5,630-48.4% | $2,980-2.6% |
| Admin fee / account holder | $813 | $2,330-65.1% | $16,006-94.9% | $3,703-78.1% |