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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,035 | $88,702+73.7% | $81,780+88.4% | $145,978+5.5% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 16.28% | 1029.12%-1012.8pp | 776.27%-760.0pp | 550.52%-534.2pp |
| Employer contribution / active EE | $4,555 | $3,084+47.7% | $2,914+56.3% | $4,662-2.3% |
| Participant deferral / active EE | $13,811 | $4,645+197.3% | $4,321+219.6% | $6,690+106.4% |
| Admin fee / account holder | $393 | $8,414-95.3% | $7,384-94.7% | $13,400-97.1% |