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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,035 | $88,754+73.6% | $81,820+88.3% | $145,877+5.6% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 16.28% | 1031.77%-1015.5pp | 777.93%-761.6pp | 551.28%-535.0pp |
| Employer contribution / active EE | $4,555 | $3,085+47.6% | $2,915+56.3% | $4,663-2.3% |
| Participant deferral / active EE | $13,811 | $4,648+197.2% | $4,323+219.5% | $6,691+106.4% |
| Admin fee / account holder | $393 | $8,424-95.3% | $7,391-94.7% | $13,402-97.1% |