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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,863 | $201,344+15.2% | $184,243+25.8% | $145,877+58.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 14.47% | 29.01%-14.5pp | 28.82%-14.3pp | 551.28%-536.8pp |
| Employer contribution / active EE | $7,655 | $7,022+9.0% | $6,427+19.1% | $4,663+64.2% |
| Participant deferral / active EE | $15,446 | $9,807+57.5% | $9,132+69.1% | $6,691+130.9% |
| Admin fee / account holder | $8,601 | $16,382-47.5% | $13,914-38.2% | $13,402-35.8% |