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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,785 | $185,905+12.8% | $170,057+23.4% | $139,487+50.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 27.51% | 60.56%-33.1pp | 53.42%-25.9pp | 373.84%-346.3pp |
| Employer contribution / active EE | $7,116 | $7,597-6.3% | $6,790+4.8% | $4,755+49.7% |
| Participant deferral / active EE | $16,898 | $11,627+45.3% | $10,411+62.3% | $6,713+151.7% |
| Admin fee / account holder | $7,027 | $15,397-54.4% | $12,826-45.2% | $11,407-38.4% |