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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,279 | $82,674-67.0% | $125,363-78.2% | $68,495-60.2% |
| Participation rate | 97.0% | 75.0%+21.9pp | 82.4%+14.6pp | 67.9%+29.1pp |
| Annual return | -19.42% | -5.97%-13.5pp | 572.15%-591.6pp | -7.84%-11.6pp |
| Employer contribution / active EE | $5,841 | $3,382+72.7% | $4,815+21.3% | $2,596+125.0% |
| Participant deferral / active EE | $12,405 | $6,111+103.0% | $7,447+66.6% | $4,028+208.0% |
| Admin fee / account holder | $1,452 | $6,276-76.9% | $10,005-85.5% | $5,403-73.1% |