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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,609 | $73,102-47.2% | $123,552-68.8% | $56,287-31.4% |
| Participation rate | 74.1% | 74.3%-0.2pp | 82.3%-8.2pp | 69.9%+4.2pp |
| Annual return | 21.92% | 3.01%+18.9pp | 119.20%-97.3pp | -9.96%+31.9pp |
| Employer contribution / active EE | $3,439 | $2,977+15.5% | $4,628-25.7% | $2,111+62.9% |
| Participant deferral / active EE | $4,521 | $5,423-16.6% | $6,426-29.6% | $3,350+35.0% |
| Admin fee / account holder | $831 | $554+50.1% | $9,285-91.0% | $521+59.5% |