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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,397 | $78,672-76.6% | $109,163-83.1% | $85,856-78.6% |
| Participation rate | 73.8% | 68.3%+5.5pp | 75.9%-2.1pp | 69.3%+4.5pp |
| Annual return | 31.54% | 25.09%+6.4pp | 25.75%+5.8pp | 318.58%-287.0pp |
| Employer contribution / active EE | $1,861 | $2,734-31.9% | $3,723-50.0% | $2,565-27.4% |
| Participant deferral / active EE | $4,014 | $3,467+15.8% | $4,654-13.8% | $3,952+1.6% |
| Admin fee / account holder | $593 | $5,470-89.2% | $6,754-91.2% | $6,261-90.5% |