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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,300 | $91,559-6.8% | $133,971-36.3% | $79,852+6.8% |
| Participation rate | 35.5% | 73.3%-37.9pp | 79.8%-44.4pp | 69.6%-34.2pp |
| Annual return | 19.22% | 61.85%-42.6pp | 45.09%-25.9pp | 31.72%-12.5pp |
| Employer contribution / active EE | $1,513 | $2,384-36.5% | $3,919-61.4% | $2,471-38.8% |
| Participant deferral / active EE | $1,733 | $3,734-53.6% | $5,047-65.7% | $3,740-53.7% |
| Admin fee / account holder | $180 | $6,321-97.2% | $8,929-98.0% | $5,306-96.6% |