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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,954 | $57,305-87.9% | $86,640-92.0% | $75,173-90.7% |
| Participation rate | 88.0% | 63.2%+24.8pp | 71.7%+16.3pp | 67.2%+20.8pp |
| Annual return | 18.99% | 2674.24%-2655.2pp | 592.52%-573.5pp | 160.72%-141.7pp |
| Employer contribution / active EE | $1,133 | $2,316-51.1% | $3,024-62.5% | $2,671-57.6% |
| Participant deferral / active EE | $2,222 | $3,320-33.0% | $4,438-49.9% | $4,126-46.1% |
| Admin fee / account holder | $996 | $4,116-75.8% | $5,616-82.3% | $5,651-82.4% |