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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,632 | $92,743-93.9% | $82,744-93.2% | $134,532-95.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | 12.08% | 946.63%-934.5pp | 702.22%-690.1pp | 418.27%-406.2pp |
| Employer contribution / active EE | $2,925 | $3,273-10.6% | $3,008-2.7% | $4,741-38.3% |
| Participant deferral / active EE | $6,170 | $4,802+28.5% | $4,395+40.4% | $6,401-3.6% |
| Admin fee / account holder | $1,624 | $5,977-72.8% | $5,325-69.5% | $11,429-85.8% |