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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,829 | $60,442+2.3% | $96,754-36.1% | $87,485-29.3% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 38.27% | 21.97%+16.3pp | 82.04%-43.8pp | 26.06%+12.2pp |
| Employer contribution / active EE | $8,316 | $1,691+391.8% | $2,679+210.4% | $2,596+220.3% |
| Participant deferral / active EE | $10,823 | $3,280+230.0% | $4,758+127.5% | $4,274+153.3% |
| Admin fee / account holder | $6,832 | $5,069+34.8% | $8,905-23.3% | $7,775-12.1% |