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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,943 | $109,967-6.4% | $97,197+5.9% | $145,877-29.4% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 13.44% | 244.27%-230.8pp | 75.47%-62.0pp | 551.28%-537.8pp |
| Employer contribution / active EE | $24,794 | $3,077+705.9% | $2,723+810.6% | $4,663+431.7% |
| Participant deferral / active EE | $11,726 | $4,676+150.8% | $4,263+175.1% | $6,691+75.3% |
| Admin fee / account holder | $16,434 | $6,199+165.1% | $5,637+191.5% | $13,402+22.6% |