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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,176 | $148,623-44.7% | $135,974-39.6% | $139,466-41.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.73% | 79.30%-59.6pp | 68.30%-48.6pp | 373.66%-353.9pp |
| Employer contribution / active EE | $21,749 | $5,246+314.5% | $4,859+347.6% | $4,754+357.5% |
| Participant deferral / active EE | $10,798 | $8,103+33.3% | $7,760+39.1% | $6,712+60.9% |
| Admin fee / account holder | $1,462 | $12,406-88.2% | $10,767-86.4% | $11,409-87.2% |