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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,434 | $165,399-94.9% | $149,745-94.4% | $158,982-94.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 112.81% | 348.34%-235.5pp | 276.72%-163.9pp | 302.99%-190.2pp |
| Employer contribution / active EE | $3,552 | $5,105-30.4% | $4,646-23.5% | $4,763-25.4% |
| Participant deferral / active EE | $6,485 | $7,183-9.7% | $6,843-5.2% | $5,983+8.4% |
| Admin fee / account holder | $673 | $10,811-93.8% | $9,312-92.8% | $11,252-94.0% |