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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,906 | $57,073-68.6% | $85,126-79.0% | $80,925-77.9% |
| Participation rate | 33.3% | 56.4%-23.1pp | 67.5%-34.2pp | 67.7%-34.3pp |
| Annual return | 62.93% | 21.69%+41.2pp | 66.63%-3.7pp | 35.65%+27.3pp |
| Employer contribution / active EE | $0 | $1,801-100.0% | $2,731-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,847 | $3,113-40.7% | $4,523-59.2% | $4,299-57.0% |
| Admin fee / account holder | $2,541 | $4,988-49.1% | $6,160-58.8% | $6,940-63.4% |