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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,872 | $49,896-76.2% | $80,627-85.3% | $75,173-84.2% |
| Participation rate | 21.3% | 55.3%-34.1pp | 67.0%-45.7pp | 67.2%-45.9pp |
| Annual return | 15.65% | 34.67%-19.0pp | 936.76%-921.1pp | 160.72%-145.1pp |
| Employer contribution / active EE | $0 | $1,699-100.0% | $2,723-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,638 | $2,992-45.2% | $4,443-63.1% | $4,126-60.3% |
| Admin fee / account holder | $4,318 | $3,578+20.7% | $5,381-19.8% | $5,651-23.6% |