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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,906 | $57,057-68.6% | $85,009-78.9% | $80,874-77.9% |
| Participation rate | 33.3% | 56.4%-23.0pp | 67.5%-34.2pp | 67.6%-34.3pp |
| Annual return | 62.93% | 21.66%+41.3pp | 66.47%-3.5pp | 35.62%+27.3pp |
| Employer contribution / active EE | $0 | $1,799-100.0% | $2,728-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,847 | $3,112-40.6% | $4,522-59.2% | $4,297-57.0% |
| Admin fee / account holder | $2,541 | $4,986-49.0% | $6,153-58.7% | $6,935-63.4% |