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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,089 | $78,015+92.4% | $178,505-15.9% | $80,959+85.4% |
| Participation rate | 77.6% | 65.7%+11.9pp | 77.1%+0.4pp | 67.7%+9.9pp |
| Annual return | 18.10% | 18.10%0pp | 27.16%-9.1pp | 35.67%-17.6pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,955-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $13,523 | $4,406+206.9% | $6,280+115.3% | $4,300+214.5% |
| Admin fee / account holder | $22,935 | $7,160+220.3% | $10,428+119.9% | $6,925+231.2% |