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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,652 | $165,399-60.9% | $149,745-56.8% | $158,982-59.3% |
| Participation rate | 57.9% | 84.6%-26.7pp | 82.5%-24.6pp | 82.0%-24.1pp |
| Annual return | 16.05% | 348.34%-332.3pp | 276.72%-260.7pp | 302.99%-286.9pp |
| Employer contribution / active EE | $2,109 | $5,105-58.7% | $4,646-54.6% | $4,763-55.7% |
| Participant deferral / active EE | $3,800 | $7,183-47.1% | $6,843-44.5% | $5,983-36.5% |
| Admin fee / account holder | $2,821 | $10,811-73.9% | $9,312-69.7% | $11,252-74.9% |