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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,296 | $157,296-70.6% | $141,191-67.2% | $152,897-69.7% |
| Participation rate | 61.1% | 84.8%-23.7pp | 82.5%-21.4pp | 82.5%-21.3pp |
| Annual return | 24.15% | 64.34%-40.2pp | 71.41%-47.3pp | 345.43%-321.3pp |
| Employer contribution / active EE | $2,252 | $5,262-57.2% | $4,736-52.4% | $4,764-52.7% |
| Participant deferral / active EE | $4,962 | $7,111-30.2% | $6,710-26.1% | $5,851-15.2% |
| Admin fee / account holder | $481 | $12,125-96.0% | $10,264-95.3% | $11,599-95.9% |