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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,030 | $148,582-74.4% | $135,942-72.0% | $139,456-72.7% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 20.79% | 79.26%-58.5pp | 68.28%-47.5pp | 373.45%-352.7pp |
| Employer contribution / active EE | $2,817 | $5,245-46.3% | $4,858-42.0% | $4,753-40.7% |
| Participant deferral / active EE | $8,417 | $8,101+3.9% | $7,759+8.5% | $6,711+25.4% |
| Admin fee / account holder | $7,878 | $12,402-36.5% | $10,764-26.8% | $11,407-30.9% |