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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,533 | $96,491+114.0% | $75,894+172.1% | $152,885+35.1% |
| Participation rate | 60.0% | 76.2%-16.2pp | 69.3%-9.3pp | 82.5%-22.5pp |
| Annual return | 19.91% | 33.98%-14.1pp | 30.76%-10.9pp | 345.39%-325.5pp |
| Employer contribution / active EE | $3,564 | $3,310+7.7% | $2,501+42.5% | $4,763-25.2% |
| Participant deferral / active EE | $7,111 | $4,553+56.2% | $3,603+97.4% | $5,851+21.5% |
| Admin fee / account holder | $149,865 | $8,079+1754.9% | $5,420+2665.2% | $11,598+1192.2% |