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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,239 | $102,429-41.2% | $147,096-59.0% | $80,925-25.6% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 12.95% | 135.02%-122.1pp | 419.75%-406.8pp | 35.65%-22.7pp |
| Employer contribution / active EE | $10,207 | $3,716+174.7% | $4,936+106.8% | $2,756+270.3% |
| Participant deferral / active EE | $7,229 | $6,649+8.7% | $8,071-10.4% | $4,299+68.2% |
| Admin fee / account holder | $1,558 | $7,957-80.4% | $13,005-88.0% | $6,940-77.5% |