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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,510 | $114,119-82.0% | $107,187-80.9% | $138,895-85.2% |
| Participation rate | 41.7% | 78.1%-36.4pp | 75.0%-33.4pp | 79.9%-38.3pp |
| Annual return | 15.68% | 273.21%-257.5pp | 204.55%-188.9pp | 145.39%-129.7pp |
| Employer contribution / active EE | $1,280 | $4,059-68.5% | $3,782-66.2% | $4,194-69.5% |
| Participant deferral / active EE | $1,806 | $5,538-67.4% | $5,096-64.6% | $6,396-71.8% |
| Admin fee / account holder | $9,009 | $10,024-10.1% | $9,162-1.7% | $12,562-28.3% |